Checking Account Overdraft Protection

Transfer Authorization

As a free service, you may authorize an automatic transfer of funds from your savings account to your checking account if there were to be insufficient funds in your checking account, when an item tried to clear. There can only be 6 automatic transfers per month, after those 6 transfers, you will incur an overdraft fee for each item attempting to clear.

Overdraft Line of Credit

An Overdraft Line of Credit is another way to protect you from an overdraft fee. To apply for an Overdraft Line of Credit, simply complete an online loan application or stop by our office. Overdraft Lines of Credit are subject to approval.