Investments, Savings and Loan Rates

 
 

Share Certificates

 
Interest RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
6 Month4.75%4.84%QuarterlyQuarterly$500$500
1 Year4.50%4.58%QuarterlyQuarterly$500$500
2 Year4.25%4.32%QuarterlyQuarterly$500$500
3 Year4.00%4.06%QuarterlyQuarterly$500$500

Rates, terms and conditions are normally set once a month, but may be set at any time at our discretion. Fees or other conditions could reduce the earnings on these accounts.

  1. Funds must remain on deposit until maturity, withdrawals will reduce earnings. Substantial interest penalty for early withdrawal of funds. a) for maturities under 90 days, all accrued interest is forfeited, or b) for maturities over 90 days, the interest penalty is 90 days of interest.

  2. The annual percentage yield assumes funds will remain on deposit for a full year at the stated rate and Dividends are reinvested.

 
 

Jumbo Share Certificates

 
Interest RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
6 Month5.00%5.10%QuarterlyQuarterly$100,000$100,000
1 Year4.75%4.84%QuarterlyQuarterly$100,000$100,000
2 Year4.50%4.58%QuarterlyQuarterly$100,000$100,000
3 Year4.25%4.32%QuarterlyQuarterly$100,000$100,000
 
 

IRA/Roth Share Certificates

 
Interest RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
1 Year4.75%4.84%QuarterlyQuarterly$500$500
2 Year4.50%4.58%QuarterlyQuarterly$500$500
3 Year4.25%4.32%QuarterlyQuarterly$500$500
Variable Account.50%.50%MonthlyMonthly$.01$.01
 
 

Savings/Checking

 
Interest RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
Regular Shares.15%.15%QuarterlyQuarterly$0.01$5
Checking.10%.10%MonthlyMonthly$0.01$50
 
 

Money Market Shares

 
Interest RateAnnual Percentage Yield (APY)Frequency of CompoundingFrequency of CreditingMin Balance to Obtain APYMin Opening Deposit
$0 - $9,999.99.50%.50%MonthlyMonthly$0.01$0.01
$10,000 - $45,999.99.85%.85%MonthlyMonthly$10,000$10,000
$50,000 - $249,999.991.00%1.01%MonthlyMonthly$50,000$50,000
$250,000 & Above1.50%1.51%MonthlyMonthly$250,000$250,000
 
 

Auto Loan Rates

 
AmountTermAPR
Rates Reflect New Never Titled Autos36 Months5.99%
48 Months5.99%
60 Months5.99%
$20,000 Up72 Months6.24%
$30,000 Up84 Months6.99%

* APR - Annual Percentage Rate Applies to new DCU loans
** Rates based on Tier 1 borrower with automatic payments. Your actual rate may vary depending on credit score and loan to value. For Motorcycle, RV, Boats and Trailers add 1.00% to rate. No loan origination fees.
***Rates subject to change or expire without notice.

 
 

Auto Used 2018-2023 Loan Rates

 
AmountTermAPR
36 Months6.24%
48 Months6.24%
60 Months6.24%
$20,000 Up72 Months6.49%
$30,000 Up84 Months7.49%

* APR - Annual Percentage Rate Applies to new DCU loans
** Rates based on Tier 1 borrower with automatic payments. Your actual rate may vary depending on credit score. Mileage less than 130,000. Motorcycles, RV's, Boats, and Trailers add 1.50%. No loan origination Fees.
***Call a Consumer Loan Officer regarding rates for older vehicles.
****Rates subject to change or expire without notice.

 
 

Other Loan Types Rates

 
Loan TypeAPR
Signature Loan9.50%**
CD Secured5.50%
Share Secured5.50%

* APR - Annual Percentage Rate
**Rate based on A+ credit and automatic payments.